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Our Mission

Deborah Schaub is a CPA and is the founder of Checks & Balances Accounting. She is passionate about educating and empowering entrepreneurs to understand and optimize the financial aspects of their business, so they can live their best lives.

As the trusted accounting partner to small businesses and individuals—she provides individualized attention to help her clients understand the cost of their products/services, and how to maximize profits to grow their business. 

She’s devoted to sharing the strategies she’s discovered in her 25+ years in corporate America to help them stop feeling overwhelmed or leaving money on the table that should be in their bank account.

Deborah's CPA expertise, patience, and diligence were exactly what my company needed to be successful. She is truly the best!

- Jennifer - Room2Room Organizing

Who We Serve

Our clients enjoy running their businesses, and they are very proud of what they have created. However, many find themselves so passionate about their purpose that the logistics aren’t getting enough attention. The costs of services and products, maximizing profits, and accidentally missing out on tax deductions are overwhelming. While we’re capable and enjoy serving all those in need, we primarily find these four categories reaching out most often.





What We Do

The key to your financial success is having the right person understand the way you do business.

IRS & State Correspondence

We handle all your correspondence with the IRS and your state’s agencies.

Virtual CFO

Small to medium-sized businesses must emphasize accuracy and efficiency across all bookkeeping processes.

Financial Analysis

Your company may not be ready to hire a CFO full-time, but we are the next best thing!


You can’t have a clear money plan if you don’t know your numbers.

Retirement Planning

There are so many different retirement plans out there – let’s find the one that’s perfect for you.

Full Tax Services

Proper tax preparation is key to successfully and legally reducing your individual or business liability.

Additional Services

Complete accounting services | QuickBooks® Expert set-up and support | Financial reviews and compilations | Full financial services for sole proprietorships | Full tax services from Corporate returns to personal returns | Cash flow management | Financial statement preparation | Budget development | Tax preparation and planning | IRS tax resolution | Business plan development | Incorporation assistance | New business adviser | Payroll services | Quarterly tax filings | Retirement planning | College savings planning

Our Process

Step 1 • Free Discovery Call

Sign up for a Discovery Call using the scheduler below. During the call, we will dive into your unique business, go over your accounting or finance questions, and brainstorm solutions to your most pressing issues.

Step 2 • One-Time Audit

Let’s dig in even deeper with a 1:1 audit and 60-minute consulting session. I’ll take a peek behind the scenes, and determine specific, actionable steps to organize your finances, take advantage of every deduction you can, and increase your earning potential.

Step 3 • One-Time Audit

The CNB Accounting team will perform your monthly bookkeeping, helping you take the hands off the wheel so you can focus on what you do best. You might be leaving money on the table every single month (that belongs in your bank account), but nothing gets past us!

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